One platform for payments, merchant onboarding, verification and lending technology. Engineered to scale with ambitious businesses.
Payzaza brings two capabilities under one roof: a software platform that connects you to India’s payment rails, and a services team that onboards merchants, advises on strategy and grows your network.
API aggregation, payment integrations, SaaS, KYC technology, analytics, merchant and lending technology — designed as one system.
Merchant onboarding support, payments consultancy, referral and channel partnerships, program management and growth marketing.
From the moment a merchant signs up to the moment money lands in their account, every step runs on the same data, the same dashboard and the same API.
Configurable KYC journeys verify identity, business and bank details automatically, with a review queue for the cases that need human judgement.
Business PAN verified
GSTIN active
Bank account validated
Director KYC complete
Website & MCC review
Hosted checkout, drop-in components and server-to-server APIs for UPI, cards, net banking, wallets, QR, payment links and subscriptions.
UPIRecommended
Credit / Debit card
Net banking
Wallets
Our aggregation layer watches partner health in real time and routes each transaction down the path most likely to succeed — failing over automatically when a partner slows down.
Partner A98.1%
Partner BDegraded
Partner C97.4%
One ledger across every partner. Track settlements, split payments between sellers and send bulk payouts — with reconciliation files your finance team will actually like.
Batch #1184₹18,42,300Settled
Batch #1185₹9,10,575Settled
Batch #1186₹10,87,340Processing
Seller payouts₹6,23,900Sent
Analytics show where revenue leaks, while our lending technology helps regulated partners offer working capital based on real transaction data.
Illustrative data
One integration that connects you to multiple banks, processors and payment rails.
Learn moreUPI, cards, net banking, wallets, QR and payouts — on web, app and in-store.
Learn moreWhite-label merchant dashboards, billing and back-office tools, ready to deploy.
Learn moreDigital onboarding with document, identity, bank-account and business verification.
Learn moreReal-time visibility into success rates, settlements, refunds and customer behaviour.
Learn moreTools that run the merchant lifecycle — from sign-up to settlement and support.
Learn moreLoan origination, underwriting data and collections tech for lenders and partners.
Learn moreEngineering teams that build, integrate and maintain fintech systems with you.
Learn moreHigh-volume checkout with UPI-first flows, COD-to-prepaid nudges and instant refunds.
Split settlements, seller onboarding and automated payouts at scale.
Fee collection, instalments and payment links for institutes and edtech.
Multi-currency acceptance, partial payments and refunds that keep pace with bookings.
Micro-payments, wallets and creator payouts for apps and streaming platforms.
Recurring billing, e-mandates and dunning for predictable revenue.
Disbursement, collections and underwriting technology for regulated lenders.
Bill payments, bulk collections and ERP-integrated reconciliation.
Clean REST APIs, signed webhooks, idempotent requests and SDKs for the stacks your team already uses. Test everything in a full sandbox before you switch on live payments.
// Create a payment order
$payzaza = new Payzaza\Client('sk_test_••••••••');
$order = $payzaza->orders->create([
'amount' => 249900, // in paise
'currency' => 'INR',
'methods' => ['upi', 'card', 'netbanking'],
'customer' => ['email' => 'riya@example.com'],
'routing' => 'smart',
]);
return $order->checkout_url;Payments only work when everyone trusts them. We design our platform and our partnerships around that.
TLS in transit, encryption at rest and tokenisation so sensitive card data never touches your servers.
Money movement runs through regulated banks and RBI-authorised payment aggregators.
Rules and anomaly detection flag suspicious activity before it becomes a loss.
Redundant infrastructure and multi-partner failover keep you accepting payments.
We understand your business model, volumes and the payment experience you want.
Our team collects documents and completes verification with partner banks.
Plug in our APIs or plugins with hands-on support from our engineers.
Launch, then optimise with analytics, routing and a dedicated account manager.
Tell us what you are building. A Payzaza specialist will get back within one business day.
Payzaza Private Limited
1020, Eye of Noida (EON)
Sector 140, Noida–Greater Noida Expressway
Noida, Uttar Pradesh 201305
India